Insurance Bundle Discounts: How Combining Policies Can Save You Up to 30%
When it comes to insurance, many people don’t realize they may be paying more than necessary simply by keeping their policies separate. One of the easiest ways to lower your insurance costs, without reducing coverage, is by bundling multiple policies with the same insurance carrier.
Insurance bundle discounts reward customers for combining policies such as home, auto, life, and renters insurance. Depending on how much you bundle, savings can range anywhere from 15% to 30% on average.
What Is an Insurance Bundle?
An insurance bundle means purchasing more than one type of insurance policy from the same provider. Common bundles include:
- Home + Auto
- Auto + Renters
- Home + Auto + Life
- Auto + Renters + Life
The more policies you bundle, the larger the potential discount. Insurance companies value long-term relationships and lower administrative costs, and they pass those savings on to customers through bundle discounts.
How Much Can You Save?
On average, bundling insurance policies can save you between 15% and 30%, depending on:
- The number of policies bundled
- The types of coverage
- Your individual risk factors
For example, bundling home and auto insurance alone often results in significant savings. Adding renters or life insurance can increase the discount even more, sometimes lowering premiums across multiple policies.
Additional Benefits of Bundling
Beyond cost savings, bundling offers several practical advantages:
- Simplified payments – Fewer bills to manage
- One point of contact – Easier communication with your agent or carrier
- Consistent coverage reviews – Policies can be adjusted together as your life changes
Is Bundling Right for Everyone?
While bundling works well for many people, it’s important to review coverage carefully. The goal isn’t just saving money, it’s ensuring you have the right protection. An insurance professional can compare bundled options against standalone policies to make sure you’re getting both value and adequate coverage.
Final Thoughts
Insurance bundle discounts are one of the simplest ways to reduce premiums while maintaining strong coverage. Whether you own a home, rent, drive, or want to protect your family with life insurance, bundling policies can lead to meaningful savings and added convenience.
If you’re curious how much you could save by bundling home, auto, life, or renters insurance, call or text Feliciano Jiron Insurance Agency at (702)522-0079 to get your quote!