Boat Insurance

Boat insurance protects your boat and your finances. It helps pay for damage to your boat from accidents, storms, fire, or theft. It also covers injuries to others or damage you might cause while on the water. You can add extra coverage for things like towing, personal belongings, or rental boats.

What does Boat Insurance cover?

• Physical damage – Repairs or replacement if your boat is damaged by collisions, storms, fire, theft, or vandalism.

• Liability – Costs if you accidentally injure someone or damage another person’s property while boating.

• Medical payments – Covers medical bills for you or passengers injured on your boat.

• Uninsured boater coverage – Protection if another boater causes an accident and doesn’t have insurance.

• Optional add-ons – Things like towing and assistance, personal belongings on the boat, or rental boat reimbursement.

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