Terms & Conditions

Effective Date: October 7, 2026

Welcome to the website of Feliciano Jiron Insurance Agency (“Feliciano Jiron Insurance Agency,” “we,” “us,” or “our”). These Terms & Conditions (“Terms”) govern your use of our website and the services and information made available through it.

By accessing or using our website, you agree to these Terms. If you do not agree with these Terms, please do not use the website.

1. About Our Services

Feliciano Jiron Insurance Agency is an independent insurance brokerage and service provider.

Our services may include:

  • Auto insurance

  • Homeowners insurance

  • Renters insurance

  • Life insurance

  • Business and commercial insurance

  • Motorcycle insurance

  • Boat insurance

  • Health insurance

  • Medicare-related services

  • Pet insurance

  • Insurance quotes and policy assistance

  • Document preparation services

  • Notary services

  • Other insurance or administrative services offered by the agency

The availability of products, carriers, coverage, pricing, and services may vary based on your location, eligibility, underwriting requirements, carrier guidelines, and applicable law.

2. Insurance Quotes

Any insurance quote provided through our website, by telephone, email, text message, or another communication method is for informational purposes unless and until coverage has been formally bound or issued by the applicable insurance carrier.

A quote is not a guarantee that coverage will be available at the quoted price.

Premiums, deductibles, coverage limits, eligibility, underwriting requirements, and policy terms may change based on information provided by the applicant and the requirements of the applicable insurance carrier.

Coverage does not become effective merely because you submit a request for a quote.

You should not cancel existing insurance coverage until you have confirmed that replacement coverage is active.

3. Insurance Carrier Relationships

Feliciano Jiron Insurance Agency is an independent brokerage and may work with multiple insurance carriers and insurance-related organizations.

We are not an insurance carrier ourselves.

Insurance policies are issued and administered by the applicable insurance company. The insurance carrier's policy documents, declarations, endorsements, and contractual terms govern the coverage provided.

If there is a conflict between information on this website and the terms of an issued insurance policy, the insurance policy controls.

4. Medicare Services

Feliciano Jiron Insurance Agency may provide Medicare-related education, information, and enrollment assistance.

Medicare plans and benefits vary by plan, carrier, service area, eligibility, and applicable Medicare rules.

Information provided through our website is for general educational purposes and should not be considered a guarantee of benefits, coverage, eligibility, or enrollment.

Plan availability, premiums, benefits, provider networks, formularies, and costs may change.

Enrollment in a Medicare plan is subject to applicable Medicare rules and enrollment periods.

We do not represent that every Medicare plan available in your area is offered through our agency.

Any recommendation or comparison is based on the information available to us and the information you provide.

5. No Guarantee of Coverage

Submitting a contact form, requesting a quote, scheduling an appointment, or communicating with our agency does not guarantee:

  • Insurance coverage;

  • Medicare enrollment;

  • Acceptance by an insurance carrier;

  • A specific premium;

  • A specific benefit;

  • A specific policy term;

  • Eligibility for a particular program; or

  • Approval for any product or service.

Final decisions may be made by the applicable insurance carrier, Medicare program, government agency, or other authorized organization.

6. Document Preparation Services

Feliciano Jiron Insurance Agency may provide document preparation and administrative assistance.

Unless specifically stated otherwise, our document preparation services do not constitute legal advice or legal representation.

We are not a law firm and are not acting as your attorney.

Document preparation services may include assistance with forms or documents such as:

  • Wills and estate-planning documents;

  • Trust-related documents;

  • Probate documents;

  • Guardianship documents;

  • Family-law documents;

  • Business formation documents;

  • LLC and corporation documents;

  • Real-property-related documents;

  • Other forms or documents offered by our agency.

You are responsible for reviewing documents before signing or submitting them and for ensuring that the information you provide is complete and accurate.

For matters involving complex legal questions, disputes, litigation, or circumstances requiring legal advice, you should consult a licensed attorney.

7. Notary Services

Our agency may provide notary services where available and permitted by applicable law.

A notary public is not responsible for determining whether a document is legally sufficient, accurate, or appropriate for your particular situation.

The notary's role is limited to performing authorized notarial acts in accordance with applicable law.

You are responsible for bringing the appropriate identification and documents required for the requested notarial service.

8. Website Information

We make reasonable efforts to provide accurate and current information on our website.

However, information may occasionally contain errors, omissions, outdated information, or information that changes over time.

Website content is provided for general informational purposes and should not be relied upon as a substitute for official policy documents, carrier materials, Medicare materials, legal advice, tax advice, or professional financial advice.

9. Appointments and Requests

Submitting a request through our website does not automatically create an appointment or guarantee that an appointment will be available.

We may contact you to confirm, reschedule, or obtain additional information regarding your request.

Please provide accurate contact information so that we can respond to your request.

10. User-Provided Information

When you submit information through our website, you agree that the information you provide is accurate and complete to the best of your knowledge.

You should not knowingly submit false, misleading, fraudulent, or unauthorized information.

You are responsible for reviewing information before submitting an application, quote request, form, or other document.

11. Electronic Communications

When you contact us electronically, including through email, website forms, or text messages, you acknowledge that electronic communications may be used to respond to your request and provide requested services.

Electronic communications may include information regarding:

  • Quotes;

  • Appointments;

  • Applications;

  • Insurance policies;

  • Medicare services;

  • Document preparation;

  • Notary services; and

  • Other services you request.

Marketing communications will be handled in accordance with applicable law and our Privacy Policy.

12. Text Messaging

If you separately provide appropriate consent to receive marketing text messages from Feliciano Jiron Insurance Agency, you may receive messages regarding products, services, appointments, promotions, or other communications permitted by law.

Message frequency may vary.

Message and data rates may apply.

You may opt out of marketing text messages at any time by replying STOP.

You may also reply HELP for assistance where supported.

Consent to receive marketing text messages is not a condition of purchasing insurance or obtaining services from us.

13. Third-Party Websites

Our website may contain links to third-party websites, including insurance carriers, government agencies, service providers, social media platforms, or other websites.

We do not control or guarantee the accuracy, security, availability, or privacy practices of third-party websites.

Your use of third-party websites is subject to the terms and policies of those websites.

14. Intellectual Property

Unless otherwise indicated, website content, including text, graphics, logos, photographs, designs, branding, and other materials, is owned by or licensed to Feliciano Jiron Insurance Agency.

You may view and use the website for your personal or legitimate business purposes.

You may not reproduce, modify, distribute, sell, publish, or commercially exploit website content without our prior written permission, except where permitted by law.

15. Prohibited Activities

You agree not to use our website to:

  • Violate any applicable law or regulation;

  • Submit fraudulent or misleading information;

  • Attempt to gain unauthorized access to our systems;

  • Interfere with the operation or security of the website;

  • Introduce malicious software or code;

  • Scrape or collect information from the website for unauthorized purposes;

  • Impersonate another person or organization; or

  • Use the website for any unlawful or unauthorized purpose.

16. Disclaimer of Warranties

To the extent permitted by law, our website and its content are provided on an “as is” and “as available” basis.

We do not guarantee that:

  • The website will always be available;

  • The website will be error-free;

  • Information will always be current or complete;

  • The website will be free from viruses or other harmful components; or

  • A particular insurance product, carrier, price, coverage, or service will be available.

17. Limitation of Liability

To the fullest extent permitted by applicable law, Feliciano Jiron Insurance Agency and its owners, employees, agents, and service providers will not be liable for damages arising from your use of or inability to use the website, reliance on website information, interruptions to website availability, or third-party websites or services.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

18. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Feliciano Jiron Insurance Agency, its owners, employees, agents, and service providers from claims, losses, liabilities, damages, costs, and expenses arising from your misuse of the website, violation of these Terms, or violation of another person's rights.

19. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information.

20. Changes to These Terms

We may modify these Terms from time to time.

Updated Terms will be posted on this page with a revised effective date.

Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.

21. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws applicable in the State of Nevada, without regard to conflict-of-law principles, except where applicable federal law requires otherwise.

22. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

23. Entire Agreement

These Terms, together with our Privacy Policy and any other applicable agreements or disclosures, constitute the agreement governing your use of this website, except where a separate written agreement applies to a specific service.

24. Contact Us

If you have questions regarding these Terms or our services, please contact:

Feliciano Jiron Insurance Agency
Las Vegas, Nevada
Phone: 702-522-0079
Email: mckenziechan@jironinsurancegroup.com
Website: jironinsuranceagency.com

Last Updated: October 7, 2026